«Since most of the smoking cessation products still contain some sort of nicotine delivery, that still qualifies for tobacco use rates.» (policygenius.com)
Here we explain how using cessation products affects life insurance rates. (quotacy.com)
Non-Smoker An insured person who has not used any form of tobacco, including tobacco cessation products, in the twelve (12) consecutive months preceding the date of application for insurance or non-smoker premiums, and who meets Manulife's health standards. (coverme.com)