When the introductory period expires, the standard rate applies to all purchases charged on the card. (lifeoncredit.ca)
To make positive gains, you need to pay in time and make small charges on the card so you are able to pay the loan plus interest without a fuss. (mortgagebrokerstore.com)
Instead, try to get to the point where you are able to pay your other charges on the card in full each month. (creditcards.com)