That's because a lot of mid-life expenditures will disappear: hefty mortgage payments, the cost of raising kids (and helping with university tuition), transportation and clothing expenses for work, EI and CPP deductions from your paycheque, and, of course, the burden of saving for retirement. (canadianbusiness.com)
Do you consider clothing expenses as monthly or non-monthly costs? (money.stackexchange.com)
Extraordinary financial expenses that arise due to the joint custody arrangement (i.e. additional child care expenses, clothing expenses, or travel expenses) (thespruce.com)