Such insurance can be purchased by commercial institutions with premium buying power, but not so individuals purchasing personal lines insurance. (gilbertsondavis.com)
There is very little research in the field, and is mostly done by commercial institutions. (fermented-foods.com)
The Indian Government provides tax exemptions for several expenses that are incurred in various activities to stimulate commercial institutions and the individuals to participate in activities having social benefits. (policybazaar.com)