In most cases, the reason was seen as high commission payout to the agents in the initial years of plan. (blogs.bajajallianzlife.com)
Regular vs Direct Plan: Put simply, regular plans are sold by distributors and result in commission payouts from your investment. (unovest.co)
Performed all updates to SQL stored procedures, functions, tables, views and jobs in support of weekly and monthly commission payouts for all customers. (jobhero.com)