While there's both art and science involved with appraisals, estimating value has become more complicated in markets with foreclosures and short sales that may not be in comparable condition to your home. (shoprate.com)
Even with the 5 % withdrawal rate, there are fewer failures with zero and 2 % lower thresholds than with a 4 % lower threshold under comparable conditions. (early-retirement-planning-insights.com)
Otherwise, it's like running a lab experiment multiple times without ensuring comparable conditions for the experiment. (voices.washingtonpost.com)