It can be used as collateral to borrow from the insurance company or can be accessed directly through a partial or complete surrender of the policy. (investopedia.com)
I feel that as a woman in labor you would want to be as relaxed as possible, since it's a process that requires such complete surrender to your biology. (ecochildsplay.com)
If your carrier requires you to complete a surrender form as part of the termination process, request that one be sent to your address if the form is not available on the company's website. (sapling.com)