2 free Partial withdrawals are allowed every year after 5 completed policy years with a minimum value of Rs. 5,000 (policybazaar.com)
Complete withdrawal from the policy without any insurance benefit and rider benefits: In case the policyholder chooses to withdraw the policy or does not exercise any option, then the policy treatment would vary depending on the number of completed policy years. (reliancenipponlife.com)
Partial withdrawals can be made after 5 completed policy years with four free withdrawals yearly (policybazaar.com)