The policy comes with suicide clause exclusion and there are certain conditional clauses for the accident benefit. (policybazaar.com)
The current conditional clauses typically used in Ontario for financing, home inspection and insurance, in my opinion, are misleading because it leads the buyer to believe that if the condition in the agreement is not met, the release of the deposit to the buyer is automatic. (remonline.com)
This contains no conditional clause such as «if you have sufficient contrition, your sins are absolved.» (firstthings.com)