Your can choose an income benefit period of 2, 5, or 10 years, to age 65, to age 67, with some companies offering conditional coverage up to age 75. (termlife2go.com)
This page includes the exact rules and conditions that the insurance company requires you to meet if you are to qualify for conditional coverage. (lifequote.com)
One can look to be covered under very basic plans like a critical illness, personal accident and hospital cash covers, which are cheaper than a comprehensive cover but provide only conditional coverage. (policybazaar.com)