If you plan on withdrawing your money within five years, you may wish to choose a more conservative rate of return. (outlookfinancial.com)
The lower and more conservative this rate of return, the higher the additional lump sum or monthly payments would be, and vice versa. (toolsformoney.com)
But lets say I invested that $ 255 on my own for the next 30 years and got a very conservative rate of return of 3 %. (termlife2go.com)