Since the bankruptcy law changes took effect in 2005, many consumer bankruptcy cases have been dismissed for failure to timely file the credit counseling certification. (totalbankruptcy.com)
CONSUMER CASES ONLY: First, this test only applies in consumer bankruptcy cases. (scribnerbankruptcylaw.com)
The study — published in the American Bankruptcy Institute Law Review — was done by Lois R. Lupica, a New York bankruptcy attorney, and Thomson & Knight LLP, and examined data from consumer bankruptcy cases in six states. (debthelp.com)