In business doing Credit Repair exclusively for 11 years with a combined experience of over 30 years repairing consumer credit files. (thetoptens.com)
It is a mathematical equation where creditors and possibly collection agencies are reporting information on your personal consumer credit file. (waynethecreditguy.com)
In part, because there will still be a greater presence of delinquencies and other derogatory information on consumer credit files than before the recession. (fico.com)