The policy is fully convertible by the end of the term conversion period or age 70, whichever comes first. (insuranceandestates.com)
In general, you should look for a term life policy that offers a very long conversion period usually to age 70 or longer. (termland.com)
This means that before the end of the specified conversion period, you may choose to trade the term policy for a whole life policy — even if your health changes. (gerberlife.com)