Getting copies of your credit file regularly means you should be able to quickly spot any information that is incorrect. (nationaldebtline.org)
In addition, the collection agency must also provide you with copies of the credit file deletion requests sent to the three major credit bureaus (Transunion, Experian, Equifax). (treesfullofmoney.com)
Issuers can give smaller increases without any additional steps, but for larger ones, your lender likely will request a copy of your credit file — also known as «a hard credit pull» — a move that will ding your credit score modestly — typically by 5 points or less. (valuepenguin.com)