Lenders simply use «reverse points» whenever they claim to offer any sort of no origination, no closing costs, or lower closing cost mortgage. (joemetzler.com)
State and community housing programs can help first - time buyers find low cost mortgage loans, down payment assistance and mortgage credit certificates. (shoprate.com)
However, the change will also reduce a consumer's chance to use a low interest cost mortgage refinancing to pay off any unsecured debts that are high in interest. (syndicatemortgages.com)