This insurance will cover costs of accidents if you have been in a hit and run accident or when the other person does not have sufficient or even have an insurance policy. (autoquotenow.com)
However, even these amounts are often insufficient funds to cover the actual cost of an accident. (carinsurancecheap.net)
The liability coverage of auto insurance covers the medical and collision costs of an accident caused by the policy holder. (usacoverage.com)