If you don't pay off your credit transfer (balance) within a certain time frame, you might end up having to deal with the high cost of an annual fee. (debtfirms.com)
That way you can keep your points from expiring and you'll avoid the added cost of an annual fee. (rewardexpert.com)
To start with, the Reserve comes with an annual travel credit of $ 300, which instantly knocks the net cost of the annual fee down to $ 150. (rewardexpert.com)