At the end of the draw period you will no longer be able to obtain credit advances and must pay any outstanding balance over a maximum twenty (20) year term. (columbiabankonline.com)
The insurance is available to banks that have given packing credit advances. (policybazaar.com)
The lender may halt credit advances on your account during any period in which interest rates exceed the maximum rate cap in your agreement, if your contract permits this practice. (mortgage-x.com)