We actually have FICO and a lot of credit bureau data in our model, but this data provides a very limited understanding of the actual risk. (lendedu.com)
In my last blog post, I showed why using credit bureau data alone is insufficient to safely measure the creditworthiness of the millions of US consumers who don't currently have FICO ® Scores. (fico.com)
Some lenders are asking can scoring trended data, or more accurately, trended credit bureau data, as some credit score companies claim, actually help expand credit access to these consumers? (fico.com)