Extremely low credit card penetration with massive growth in e-commerce presents particularly attractive opportunities in [the] payment space for crypto - currency.» (bitcoinist.com)
«Our hope was that Bitcoin could become a universal, decentralized substrate for online transactions and help our customers enable buyers in places that had less credit card penetration or use cases where credit card fees were prohibitive.» (links2exchange.net)
The level of credit card penetration in quite a few European markets is very low, particularly compared to the US. (onlinepersonalswatch.com)