For private student loans, they are just like any other consumer credit contract. (consumerlawyer.mn)
In the first few months of 2004, however, external fund raising appears to have moderated, with business credit contracting slightly after rising rapidly in late 2003. (rba.gov.au)
Remember if the contract is a small amount credit contract (not a credit card) you can not be charged any interest regardless of how it is advertised. (moneysmart.gov.au)