The next step is to visit a nonprofit credit counseling firm that can devise a specific plan for managing debt. (debt.org)
ClearPoint is a nonprofit credit counseling firm based in Everett, WA. (supermoney.com)
Feazell is vice president of education for the National Foundation for Debt Management, a non-profit credit counseling firm in Clearwater, Fla., that helps people recover from credit and debt problems. (shoprate.com)