Consider finding a reputable non-profit credit counseling organization that offers in - person counseling. (creditdonkey.com)
If you are wondering if you should file for bankruptcy, there are many nonprofit consumer credit counseling organizations that have the ability to negotiate more favorable terms with creditors. (debt.org)
If you need financial advice on how to produce a workable budget and pay down your debt, there are many nonprofit credit counseling organizations that can help. (debt.org)