It doesn't have any minimum credit history requirements, so you're fine if you haven't had accounts open for long. (consolidate.loan)
To qualify, you'll need a minimum credit score of 600 and a debt - to - income ratio under 40 % in addition to a few other credit history requirements. (valuepenguin.com)
Upstart does require that you have a minimum credit score of 640, however there is no minimum credit history requirement. (goodfinancialcents.com)