One of them works in your favor to get rid of negative credit report items. (debt.com)
Credit report items such as payment history, credit utilization, credit type, and more all still affect your FICO score even if you're paying off a tax bill. (usatoday.com)
This plan targets unfair credit report items by directing tough questions and legal interventions to creditors and credit bureaus. (debtconsolidation.com)