The phrase "credit repositories" refers to databases or institutions that collect and store information about a person's credit history and financial activities, such as their loans, credit card payments, and debts. Full definition
The agency obtains data for these reports from credit repositories (EFX, Experian, TU), as well as from other sources. (shoprate.com)
Of course prior to paying the account you must get it in writing that they agree to correct the reporting to all three credit repositories as «reported in Error». (thecreditguy.tv)
But of course this all implies that the three monopoly credit repositories would allow their «private» data on millions of consumers to be exposed to the public. (theinstitutionalriskanalyst.com)