He added that the recent events add «to the generally negative trend in Romania's credit risk profile over recent years.» (cnbc.com)
One area of potential concern: many leading credit card issuers are reporting strongest outstandings growth for their low FICO Score segments, which tend to have significantly higher credit risk profiles. (emiboston.com)
The lender's interest rate offer must be generally available to all of its customers who share a similar credit risk profile (so that employee - discount programs or other special, limited lending programs would not qualify). (lendedu.com)