Many times, clients try three or four banks and being rejected for one reason or another and having multiple credit searches done. (yourequity.ca)
Each time you apply for credit a search by the lender is recorded on your credit file. (nationaldebtline.org)
Your credit score can be negatively affected by a «hard footprint», especially if you are declined or conduct multiple credit searches within a short period of time. (sainsburysbank.co.uk)