Those two differences in policy allow credit union customers to have a lower debt, all things being equal. (debt.org)
This year's decrease has been attributed to the recent influx in credit union customers. (debt.org)
I just assume that there some some kind of measures to protect credit union customers again losses if a CU fails, like the way my deposits at banks are protected by the FDIC insurance. (thesunsfinancialdiary.com)