When it comes to car loan rates and home interest rates, it's almost always cheaper to get credit union loans rather than bank loans. (gobankingrates.com)
Twenty - eight percent, specifically, use bank loans, while 17 percent use credit union loans and 15 percent use personal loans. (rismedia.com)
It's not impossible to get a bank or credit union loan if you have bad credit, but you can expect stricter collateral requirements and higher interest rates. (valuepenguin.com)