Does he / she complain about creditors calling him / her? (acce-online.com)
The same principle applies to other misleading claims, such as that the companies can stop creditor calls or collection lawsuits. (getoutofdebt.org)
You may just have to pay a one time representation fee for handling creditor calls, letters, and a monthly representation fee for helping you to manage your bills. (debtconsolidationcare.com)