Some collectors obtain customer consent for correspondence by text before the sale by simply adding a bit of wording to the credit application. (entrepreneur.com)
However, the «record [s] or other information pertaining to a subscriber... or customer» can be freely disclosed to any third party without customer consent, and can be disclosed to law enforcement upon issuance of a non-probable cause court order. (slashgear.com)
If customers consent, the UK's nine largest current account providers are now obliged to provide access to customer account data through an open Application Programming Interface (API) standard. (lawyer-monthly.com)