You may also get protection in property damage cases where you cause harm to the private property of others on accident and are liable for their replacement or repair. (rentersinsurance.net)
You raise an interesting point about whether supporting primaries damages the case for PR. (nextleft.org)
But in a punitive damage case, the jury must find that there is «clear and convincing evidence» that the offender's act or omission constituted gross negligence. (mytexasinjurylawyers.com)