As for those other major causes, treating oily skin alone will help, but for maximum benefit you also need to make that oil less damaging in the first place. (supernaturalacnetreatment.com)
Also, your homeowners insurance policy may not even cover certain types of water damage in the first place! (farmers.com)
Add this to the devastation that led to the property becoming damaged in the first place and you have a rather difficult situation. (rentersinsurance.net)