You can choose from a separate client is free adult dating of charge. (adultfindout.co.uk)
I advised her to contact the original creditor and talk to their collection department (for true peace of mind) and ask them what was the date of charge off and if they sold the account when did they sell it? (waynethecreditguy.com)
In a recent case (see blog post), a federal court ruled that the debt buyer collection agency could not charge interest from the date of charge off with the original creditor. (gocleancredit.com)