Suicide Exclusion: If the life assured commits suicide, whether sane or insane, within 12 months from the date of inception of the policy, 80 % of the premiums received (excluding extra mortality premium) will be payable. (coverfox.com)
In case of death due to suicide within 12 months from the date of inception of the policy or from the date of revival of the policy, the nominee or beneficiary of the Policyholder shall be entitled to Fund Value / Policy Account Value, as available on the date of death. (life.futuregenerali.in)
Having said that, if the life assured commits suicide within the first 12 months from the date of inception of the policy or the date of revival of the policy, then there is no payout. (coverfox.com)