In these few days the interest rate of small saving schemes is decreased so now a days which will be best option..... (relakhs.com)
If the original length of your loan is more than 12 months an early settlement fee of 58 days interest on your remaining balance will be charged. (sainsburysbank.co.uk)
The amount of accrued interest depends entirely on the coupon, divided by the number of days interest is owed. (aaii.com)