You may want to look into do it yourself debt management option to get started in debt consolidation before asking for help from a reputable debt consolidation firm. (debtfirms.com)
These top 4 debt consolidation firms help make the process easier. (investopedia.com)
Non profit debt consolidation firms will usually send you written information on the ideas discussed with you and other services they can give. (debtfirms.com)