In those states all property and debts accrued during marriage are to be split between spouses after the divorce. (valuepenguin.com)
With this in mind, the outcome of the application relies purely on the amount of debt accrued; these programs do not take into account the size of income. (studentloans.net)
Interest rates can be lower than other forms of financing, especially debt accrued on credit cards. (debt.org)