It is heavily based on credit cards, and it is calculated by dividing the amount of credit card debt owned by your total credit card available balances. (goodfinancialcents.com)
When rates rise, bond prices tend to fall, and the longer - duration debt you own, the more sensitive your exposure is to those changes. (etf.com)
Property includes all assets and debts owned by both people, whether it is in both names, or just one person's name. (familyrelationships.gov.au)