According to the apocryphal gospel of nicodemus, he (jesus) went to the place where people went when they died and freed all who was worthy then brought them to the place of his «father» thereby creating by default a place where the worthy go, «heaven», and where the not so worthy go, the other place, «hell»... the original underword which if you study the MYTHS of the time you come to an uncanny conclusion. (religion.blogs.cnn.com)
When our trusted debt management partners renegotiate payments to a level you can afford it is likely that you will have defaults placed against you which will affect your credit file for six years making it harder to obtain credit even when your debts are cleared. (moneyexpert.com)
Email is hanging on as the default place to communicate at work. (businessinsider.com)