A lesser - known way to extend the insurance protection is to have multiple accounts at the same bank but with different ownership categories. (aaii.com)
You may qualify for more than $ 250,000 in coverage at one insured bank if you own deposit accounts in different ownership categories. (onlinebanktours.com)
You may obtain additional separate coverage on multiple accounts, but only if you have different ownership interests or rights in different types of accounts. (etfcu.org)