It will not cover someone's direct liability for an auto accident if that person is not an insured under the policy. (thebalance.com)
All the debts incurred by a company are not direct liabilities of its shareholders or directors, and it is limited to a fixed amount of shares held by its members. (instantassignmenthelp.com)
It includes direct liability, contingent (secondary) liability, and medical payments to others. (allinsuranceinfo.org)