You can also request general forbearance for financial difficulties, but in this case, approval is at the discretion of your lender. (studentloanhero.com)
And because fees are at the discretion of the lender, you may be charged origination fees or prepayment penalties, depending on which loan offer you select. (valuepenguin.com)
Beyond that, the interest rates, fees and collateral requirements are left up to the discretion of your lender. (valuepenguin.com)