If you need access to cash, this refinancing option provides cash back for discretionary use. (finder.com)
There was a significant reduction in dietary salt consumption from 2000 - 1 to 2008 - 11 of 0.9 g of salt per day, consistent with the total reduction in salt consumption of 1.4 g per day reported nationally when also discretionary use of salt is taken into account. (sciencedaily.com)
Antacids make more sense for discretionary use and rare episodes of heartburn.» (health.com)