Insurance rates start from a few dollars per month depending on your age, health and the amount / length of coverage you choose. (nomedicallifeinsurance.ca)
While their policy can technically last until 90, that would only be true if you could afford to pay hundreds of dollar per month for you coverage. (choicemutual.com)
It generally will cost you only a few extra dollars per month on top of your regular premium. (abramsinc.com)