The phrase "dread disease" refers to a serious and scary illness or medical condition. It suggests that people have a strong fear or worry about contracting or facing this disease because of its severity or potential consequences. Full definition
Behind our medical science is the fear of dread diseases. (religion-online.org)
These policies are usually called dread disease policies or critical illness insurance, and they normally aren't a good deal. (money.stackexchange.com)
Whether it is life insurance or dread disease cover, our insurance products provide you and your family with financial protection against death, disability and illness. (life-insurance-online.co.za)