The study's average was calculated by using our 12 sample driver profiles across 45 insurers in 24 cities. (valuepenguin.com)
We compared prices for 30 - year - old drivers with clean driving records and good credit to prices for identical driver profiles with poor credit as reported to the insurer. (nerdwallet.com)
Using the four driver profiles as a benchmark, we can see that rates vary quite widely. (valuepenguin.com)