A high DTI ratio of 50 % -56 % indicates how much of the gross income is being used to satisfy debt and how little will be left to pay bills like utilities, gas for your car and going out to dinner or a movie. (blog.buybendoregonhomes.com)
Fannie Mae will sign off on borrowers with DTIs of up to 45 percent, but only if they have good credit scores and are making fairly substantial down payments. (credible.com)
Some lenders allow higher DTI ratios for borrowers they feel are reasonably well - qualified. (homebuyinginstitute.com)